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I've never met a doctor who refused to check something if I asked for it. If yours does, can you switch?

https://www.privatemdlabs.com/lab_tests.php?view=all

https://www.discountedlabs.com/choose-a-test

Or use your insurance's telemedicine portal to get a random doctor on the line and get them to order the tests.

For many people this will be out of reach but for those earning a comfortable salary, you can pay out of pocket for X-ray, CT, MRI, etc and they're "only" like $500-2,000.

Thanks for the mention runnerup. Indeed we are the easiest place to get your levels checked in-depth, hassle free. I'm the ceo over at https://www.PrivateMdLabs.com, plz email me to j@privatemdlabs dot com so I can give you a token of appreciation and discount for your next tests.

Typically, for HMOs, it's getting your doctor to recommend a specialist.

you mean the cases where a layman thinks he knows more than a trained professional ?