> That maybe something has changed since you took advantage of them?
Some things have indeed changed:
1. it's easy to get a loan for the full cost of college
2. pay for STEM engineers is a lot higher
3. you can start a business and reach a worldwide audience for free
4. you can start a business and hand over the logistics of shipping world wide for free (i.e. pay as you go, no upfront costs)
5. you can learn anything you want, via the internet, instantly for free
6. you can start investing in stocks for only a few bucks, with ZERO commission fees
7. you can reach collaborators for your business all over the world, for nothing
8. you can get funding via gofundme.com or kickstarter.com. Wow!
9. if you run an online business, nobody needs to know your name, background, race, religion, age, gender, whatever, unless you choose to tell them. Even then, you can just make it up, because nobody checks or cares
None of this was available in my youth.
Want a ticket from poverty to the middle class? This works:
a. stay in school
b. pay attention in school and learn the stuff
c. get a loan and go to college, selecting a lucrative major
d. don't do drugs
e. don't do crimes.