Most of the time FSD just wrecks the Tesla itself or injures the driver of the Tesla (i.e. running into trees/dividers, running into much heavier freight trucks).
It will be interesting if Tesla comes in to provide monetary support for proving the legal case that Tesla FSD is not at fault or the Tesla driver (and his insurance) will be left to fend for themselves.
In the short term I could see Tesla not supporting the driver and absolving themselves via fine line/TOS, etc.
But the long term effects of not legally supporting any driver with Tesla FSD accidents will be that new customers won't trust this $10000 upsell product offering that's highly profitable for Tesla.
I could also see 3rd party (non-Tesla) insurance companies refusing to sell coverage to Tesla FSD drivers.
It could also make Tesla 1st party insurance also untrustworthy to customers and could become a huge liability for Tesla.
It seems like it will be a great litmus test to see if Tesla has the guts to step up for its own product.
[1] First video shows a potential unsafe lane change https://theintercept.com/2023/01/10/tesla-crash-footage-auto...