So if one path has a 10% chance of -100000 points (ie something terrible happens) and a 90% chance of get 1000 points (something very good happens) this path has an expected value of (.1 * -100000) + (.9 * 1000) = -9100
whereas some other branch has a 100% chance of an outcome of 10 points. You take the branch where you get the guaranteed 10 points because even though the best case is on the other branch, the average case on that branch is worse than on the 10 point branch.
And what I'm saying is they decided that their highest average payoff as doing some compromised version of self allowed diy whereas they get a really bad payoff in the case where the diy legislation is written externally and actually forces them to allow reasonable diy