It really depends on your height and preferred wheel height setting. I'm tall and in some cars the wheel obscures a good portion of the insturments.
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If you are tall what can happen is: /-II-\
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A telescoping steering wheel helps quite a bit because you can adjust your seat back/forth more to get a good angle, but in cars without telescoping steering wheels, I have the second sight-picture at any position in which it is comfortable to hold the steering wheel.If you are suggesting:
II
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then this will render the airbags ineffective.My single favorite feature of the 3/Y is that there is no instrument cluster.