this sounds economical but also a major chore
The whole point is to enjoy the service; if you feel stressed because you feel forced to binge everything to get your "value", well, cancel that service too. It is apparently not bringing you that value. That will help you get over it pretty quickly.
I’ve turned very sour to these monthly renewals and accounts I can’t keep track of anymore.
Similarly, if I'm on the fence about some service, this is the tie breaker for me; the risk of forgetting to cancel it. Even though I do scan my bank account around once a month, I do naturally pay more attention to the bigger transactions and can easily skim past a $8.99 for a few months before noticing I accidentally left something on.
(Fortunately, where I am, it's just an annoyance. Affording individual subscriptions to all the things I may conceivably at some point want to use would be a noticeable kick in the pants, what with the proliferation of them, but accidentally leaving on one service is just an annoyance.)
If I somehow still need it after the first month, I usually get a email reminder or a message about payment processing failure and I can fix that with a non-disposable card.
It's different on the apple store, where Apple forced providers to agree that a subscription could be unilaterally cancelled via the store. Ideally we would pass a law so that credit cancellation also cancels a contract as long as the minimum period is over. Not holding my breath though.
What companies do this in practice. I think I’ve “ghosted” 300 companies and never had a single even send a threatening letter, much less do anything. Usually I get an email of “error processing your card, please fix or we turn off.”
I can’t imagine it is ever economical to pursue in courts over an $11.99/month contract.
The exception is gyms that do seem to go to ends of the earth to collect.
I had a colleague who used to get monthly calls from a cable co. He was divorced from his wife, who had set up the cable contract, so they wouldn't let him cancel it but were still convinced that he was liable for the money because it was supplying his house.
A meta streaming service that dispatches you towars the service that has the show you want to watch. Of course it needs to work in colaboration with the actual streaming services and diatribute revenue proportional to services' use. It would create much more real-time competition.