It does all the things you ask for. With the paid version I can share passwords with my spouse for relatively unimportant things (like Netflix) in a reasonably secure manner.
I could self host and run it myself. But I'm not a multi-person team with decades of security engineering experience. So I gladly let someone else take on that burden.
I'm very positive Bitwarden won't get hungry for money looking at their revenue models, but there's always Vaultwarden you can self host. It's pretty popular and secure. I'll be deploying soon for myself.
This morning I loaded up the dishwasher, switched it on, and completely forgot to add a cleaning tablet. I don't want the responsibility of forgetting to update a critical patch or misconfiguring an obscure YAML file.