As a manager & parent with only occasional bursts of time to code (some work, mostly side/fun stuff), Copilot has turned out to be incredibly useful in smoothing over all of the small things I'm slow at because I don't do them daily. And especially since I have limited time, I just want to get the damn thing working and am quite happy to <Tab> my way there as quickly as possible.
Copilot is the only real value I'm getting from the recent A.I revolution and it does save me hundreds of lines of manully typing code all day. And the best part is it's getting better and better each day.
These are not just novelty value. They're great for mocking up ideas and I've also used them for generating backgrounds for advertising, for example:
"A black stage lit from above by two spotlights, very dramatic, stylish"
You can also add keywords like "modern/rustic/nature/futuristic" and it will get tuned to your desired style immediately.
Iterate on that for 5 minutes or so and there's my perfect background for a "coming soon" flyer. Way better than I could have made in Canva. Good enough that multiple people have told me the flyers look amazing, and nobody guessed it was AI until I told them.
So no, I'm not using SD. I paid for a year of Midjourney for $100. Well worth it so far and honestly I think their latest V4 is just as good as SD. Probably is SD in fact, and it doesn't have that "Midjourney style" that previous versions had.
Update: installed it and it seemed to work fine out of the box.