The solution is that the government steps in and says "No, you must". And American culture does not like when government says "must".
But in the rest of the world, we act like grown ups and accept that sometimes, it's perfectly okay.
But in the rest of the world, we act like grown ups and accept that sometimes, it's perfectly okay.
And acting like a grownup also means letting people take the consequences of their decisions. According to other posters in this thread, the family in question repeatedly refused to pay a fair price for firefighting coverage, and the fire was started by a family member. That means the consequences are on them.
If you truly believe this, your perspective have been warped by the culture you are immersed in.
It sounds like you don’t find value in living in a society.
Try living in a different culture than USA for 6 months to a year and I suspect your eyes will be opened.
I value living a society where cooperation is (maximally) voluntary. Involuntary cooperation is indistinguishable from a degree of slavery.
Point being that liberty itself is a value that it is reasonable to optimize over negative utilitarianism.
Willfully becoming a homeless drifter is in fact hurtful to society :)
Nor does charity for those in genuine need need to be provided by governments. Indeed, charity throughout human history has worked best when it is provided by private institutions made up of people who genuinely want to help others, of which there are plenty in the US as there are everywhere, not by government departments staffed by bureaucrats.
Except when it's about treating everyone like terrorists in airports, I presume.