Hacker News Reader

>it would be a tremendously stupid financial decision.

Since the value of a dollar decreases over time it is not a stupid financial decision to pay for things with 0% APR loans.

View on HN

It was more like: if you have to pay for an iPhone over 18 months, you can’t afford it. You are a mess, in six months you won’t be able to pay anymore, and you will end up owing much more than the iPhone costs.

What if you can afford it but it's 0%?

I’ve (in Europe) only seen Klarna offer pay in 30 days. So that hypothetical doesn’t actually exist.

Reply on news.ycombinator.com