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True, but don't those services require schema definitions and similar setup? It seems like a lot of prototyping could be sped up by simply inferring relationships based on RESTful URLs and relying on schema-less storage.

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Seems like that would only work in the simplest of cases. And then why would I pay someone for the backend of a trivial app?

I'm not sure. It certainly couldn't handle every use case, but maybe with some convention-style configurations (e.g. a record created via a POST to /users would hash any "password" field) you could handle a bunch of typical web app scenarios.

And if that doesn't work, perhaps the schema-less prototyping is a free tier with a more robust backend service offering for the paid tier?

"The password field is handled differently than the others; it is encrypted on the server and never returned to any client request."

https://www.parse.com/docs/rest#users

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