Homeless people don't need to use 2fa if they are so unconcerned with someone stealing their account or identity. For the rest of us 2fa and making it hard to steal accounts is 100% a must.
If you don't have a verification method—or cannot access it—Google will literally just lock you out.
I have personally experienced this on accounts I don't access regularly.
I hope so because otherwise you are just discriminating people based on their wealth. But praise lord dollar that if you ever fall from your status you won't find pedantic guys like you when seeking for help.
Does that make it right? No. Does that mean people won’t get hurt? No. Plenty of ink on HN has been spilt about how companies act according to a profit motive, and often not in societies best interest. Recognizing this doesn’t make you complicit.
Bottom line, though, is that these companies should be required to find a way to maintain that high level of security, but also have a process so anyone who loses account access can get it back in a reasonable amount of time.