He's got a point though. Why are 18-year-olds taking on so much debt? Why aren't the career counselors in high school warning them against it? I knew a guy who borrowed 100k to go to a small college to study music. He graduated and is now a school gardener that teaches kids about gardening and nature. Every month he had to figure out how to pay his loan along with his family's expenses. He's 1 of thousands.

Because you don't want to live in a bubble of self absorbed stupidity?