Use FaceID or TouchID, that’s kind of their purpose!
Mask unlock isn't perfect, wet hands can throw off Touch ID, and once per day I believe they will just reset and as for the passcode anyway. It's also required for software updates and reboots.
I'm not asking for this to become the default, or even an option given in any setup wizard. Just allow me to set up my own end-to-end encryption recovery passphrase and let me remove all of my device passcodes, i.e. allow me to opt out of HSM-mediated key escrow.
Just make your apple ID password high-entropy.
If you trust Apple to never get hacked or hand over your data to any third party, that's perfectly fine, but that is not the scenario that end-to-end encryption is designed to address.