If you want children, do not wait. It will never be 'better situation'. There will be always some reason, mostly financial not to have them.
If you want children, do not wait. It will never be 'better situation'. There will be always some reason, mostly financial not to have them.
Yes, it's possible to put it off long enough thinking you'll find that perfect time, and either it getting to be too late, or perhaps running into the reality that with age comes higher likelihood of birth defects, in many cases. But the flat advice to just do it seems like it's missing a bit of at least a basic foundation advised.
I worked with folks who had kids in high school. They made it work, and had a different cultural background, but nothing about it seemed like the best idea -- at LEAST they had multigenerational households to cover some of the otherwise likely insurmountable difficulties particularly on the budgets they had working service industry jobs.
Only in the last 100 (maybe even less, say 60) or so years we've started to say fk that, when I retire I want to be on a beach and not taking care of my grandkids.
Our forefathers changed this dynamic by making this arrangement somewhat invisible, in that we pay social security tax instead. We still take care of our parents, but not directly, and it's by the gun of the tax man rather than by a family arrangement. There is little incentive for this kind of unspoken bargaining of the past where you may take care of shelter and the grandparents take care of a kid. There's an IRS agent waiting with a gun if you don't pay social security, so any unspoken bargaining power is gone and the working age parent basically gets the squeeze from both sides.
I disagree that there will never be a better situation. A couple with secure cash flows and in demand talents can optimize when they have kids to accommodate goals (for example, their preferred living situation, career goals, etc).
Things like moving, and working strenuous roles while having kids seems less than ideal. Of course, if you want 5 kids then waiting is not an option, but if you want 2, then there is some room for maneuvering.
I would say that the major factor isn't age, it's situation. If you are in a stable relationship with someone who can help financially and emotionally support an additional human, having a child could be an option.
If you are in a precarious situation, do not bring another human into it.