Nobody's innocent in crypto. You cant wish to be the last survivor hoarding wealth when a system you try to destroy implodes and then turn back when you get your nose bloody "taxpayers, can you regulate my Anarchy, it's not working as advertised".
I’d say that’s true up to a point, and that point is when unsophisticated customers watch an FTX commercial during the Super Bowl and then send $10K into SBF’s pocket. Those people are innocent.
Is that different from regular banking/finance/investment/speculation?