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While backing up to a cloud is good, and gets the data offsite, bear in mind the chance of losing data there.

The primary issue is not the 10 to the minus X failure rate they quote, but the much more likely chance that you will lose access to the data for some reason. For example, the account is hacked, someone closes the account, or the account just deleted/restricted by the provider.

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Yes, the cloud is someone else’s computer.

But I’d say it’s unlikely that your local copy and the cloud backup would get destroyed at the same time.

Also, when I said “cloud”, I meant a proper cloud service with an SLA like S3 Glacier, not Google Drive which gets wiped if your Google account is disabled for uploading a YouTube video with background music.

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