> This isn't some nefarious plot by big tech to steal your data
It is though. They could design it in a way that it operates on your data but they have no access to the data outside of these strictly defined operations. If that was a priority to solve, it would be solved.
> it's the product people want.
These two things are not mutually exclusive.
Despite which, this is not true. There are no non cloud options if MS Office anymore, or of the Adobe Creative Suite. This stuff has been forced on us, often by work, and then the other options were removed. Hence the nefarious plot thing.