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I literally landed in Japan today for the first time since COVID:

Had problems creating and topping up Suica/PASMO with multiple foreign Visa cards (ended up using Amex), but had absolutely no problems paying with Visa in stores that accept the usual myriad of cards.

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That’s because you generally can’t use foreign credit cards to top up Suica.

This is interesting... when I visited recently I realized that Suica on Apple Wallet was more convenient than the physical card. The top reason is that you can use Apple Pay to top up your Suica whenever and wherever you are, without downloading any special app or needing to login to something.

However, one of my credit cards didn't work for that with no clear reason given, but a different one worked almost every time.

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