This torments me too. Growing up I was top of my class/district (same as my parents and theirs, which really suggests a genetic component), but then when I started working with other smart people I realized that only gets you so far.
To make wise decisions, you need to have the proper mindstate to make genuine "human" decisions, rather than using just your intelligence. In fact, if you're smart enough, you can "logically" prove wrong things to yourself like "this is impossible". Wisdom is knowing that whenever you say that, you have made a mistake in your logic at some point.
It's very hard to teach people to start thinking like this. The junior engineers who can think on their feet are usually mentored better since that's the part you can't teach..
The tormenting part is this: the same can be said of most other areas of life. I've seen so many genuinely smart people completely mess up personal areas of their life by refusing to think, or do things differently. Despite having a strong apparatus for thinking, they don't "wake up" and use it, they just form all kinds of delusions that they can prove to themselves using their strong proving abilities. Despite being wise in some areas, this wisdom doesn't extend to the others.
I think this is why depression rates are higher in more intelligent people. There's a better ability to comprehend and change your life, but that usually doesn't translate to the willpower and wisdom needed to do so. Those are separate things one has to have/train. An inbalance in the two causes great upset/lost potential.