> With smartphones they are there in clould already

What? I would never trust my photos to automatically go to some cloud storage. Who knows who would have access to them?

Instead I download the photos from all the family phones on a regular basis. I copy them to an external drive in my house. Then they backed up to a cloud service, but they are encrypted before they are backed up and the cloud service is only a backup. We can't actually see the photos on that cloud service. It is just fire protection (and yes, I have pulled the photos and videos back down from the cloud service to make sure it is backing them up correctly).