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If there is such a disaster (to you or the world) that a yatch could be of use for shelter, you are no longer a billionaire and people on the yatch will throw you to the shark, figuratively and potentially literally.

I think you're assuming this is the end of the world. Much more likely to be a regional issue like war, litigation, fraud or outbreak has historically been.

Literally one of the first things seized from Russian oligarchs though once they went to war with Ukraine.

They're only as safe as where they're parked.

Those yachts aren't self-sufficient and they cost an incredible amount to keep running on a daily basis.

You'd need to find a coterie of machine gun armed thugs to join you if it got to that point.

Doesn't Peter Thiel already have private security at his luxury nuclear fallout shelter, with agreements that their immediate families get to join them in the bunker if/when the apocalypse happens?

In such an event, I'm sure there would be plenty of those available for hire.

Of course, then you're stuck on a gigantic boat with a bunch of armed thugs...