The sad thing is that there’s a lot of interest in something like that. If people were building a better PayPal, however, it’d look less like a political manifesto and more like something with _better_ safety, performance, and pricing (rather than worse, as it currently is).
They made that. It's called xmr.
Which as far as crypto goes, was unambiguously written out of the legal financial world since it's inception.
XMR is really interesting from a technical perspective, but I worry it’s not as anonymous as folks think.
If I need to pay a neighbor $10 for some random kid's stuff I'm buying from them, how much am I looking at net? Using PayPal that appears to be $0.78 cents. With Apple Cash, it's $0.15.
I'm not saying there's no interesting technology going on but most normal people are going to go with the option which is cheapest unless it's a LOT harder to use.
Really? I'd prefer to not send my money to someone without the chance of it being returned in the event they do not deliver...