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> To be eligible for forgiveness, you must have federal student loans and earn less than $125,000 annually (or $250,000 per household). Borrowers who meet that criteria can get up to $10,000 in debt cancellation.

Do lawyers or doctors typically earn less than $125,000 or $250,000/household? If not, loan forgiveness does not impact them the way you think.

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> Do lawyers or doctors typically earn less than $125,000 or $250,000/household?

One of my friend groups has a lot of young doctors and recent med school grads. They are all looking for the best ways to take advantage of this, including things like accelerating marriage timelines to be a "household" instead of individual so they can qualify under the limit. Starting salaries for family practice physicians, for example, can fit under that $250K limit.

I'm not opposed to loan forgiveness for certain people, but the $250K household limit without a gradual phaseout is a baffling move.

100% of "recent med school grads" make less than $125k. A brand new resident will be making $45-50k and the yearly bump is in the single-digit percentages.

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