This article has an issue with numbers here clearly. A heat pump isn’t really going to consume more electricity than the AC it replaces (and hopefully it is more efficient than the cool-only-AC it replaces as well so electricity uses decreases in the summer).
For electric cars, no-one needs 48A (11.5kw) charging (unless you bought a hummer EV and then you’re an idiot). The city can start denying permits for charging at more than 24-32A unless you have enough battery storage to cover it up.
Palo Alto also does not have TOU plans, and no demand charges.