Settlements would be at risk if lava leaves the crater.
The telescopes are on another, dormant summit.
> Mauna Loa is among Earth's most active volcanoes, having erupted 33 times since its first well-documented historical eruption in 1843. It has produced large, voluminous flows of basalt that have reached the ocean eight times since 1868. It last erupted in 1984, when a lava flow came within 7.2 km (4.5 mi) of Hilo, the largest population center on the island. Mauna Loa is certain to erupt again, and with such a propensity to produce large flows, we carefully monitor the volcano for signs of unrest.
Source: https://www.usgs.gov/volcanoes/mauna-loa
Edit: The island is decently big, so the impacts probably won't affect a significant amount of the island. That said, some settlements like Hilo are in the impact zone for a significant event.
That's not to say it's risk free or that some people -- maybe even lots of people -- won't be homeless when the lava finishes flowing, but this isn't a high casualty sort of disaster.
I'm not even sure we'd expect casualties from the evacuation -- if 100,000 people (twice the population of Hilo) drove entirely around the Big Island (300 miles), you'd only be at around 30 million passenger-miles, well short of the statistical 1 death per 100 million passenger-miles.
If a house is consumed by lava and the occupant becomes displaced/homeless, it could reasonably be argued that it didn't result in zero casualties. Same goes for other things that might be more commonly understood as "collateral damage".
https://specials-images.forbesimg.com/imageserve/604bccae8e1...
A fair amount of recorded photos and videos of eruptions were taken by people who realized they would not escape.
The lahars are the scariest. They’re landslides that can go down river valleys at speeds exceeding 200km/hr. https://www.usgs.gov/programs/VHP/lahars-move-rapidly-down-v...
However, the bigger factor in your friend's safety is that the vast majority of the population live near the coasts of the island, very very very few live near the peaks. Also, 5x as many people live on the 5x smaller island of Oahu in the city of Honolulu rather than on the island of Hawaii...if your friend lives "in Hawaii", statistically they probably live on an island 200 miles away, or potentially on the coast 40+ miles from the summit, it's extremely unlikely that a random Hawaiian lives on the slopes of Mauna Loa.
NZ: Total 268,021 km2 (103,483 sq mi)
SG: Total 733.1 km2 (283.1 sq mi)
TW: Total 36,197 km2 (13,976 sq mi)
Hawaii: Land 6,423 sq mi (16,638 km2) (I picked land as it appears to be several islands?)
So it's in between SG and TW. So it's quite large. Bigger than I imagined.
Most of the population of the state though is in Honolulu on Oahu (also where Pearl Harbor is). There are over 100 islands but just 8 main ones of which casual visitors might visit 5.
Maybe along the US coasts, but a bit further up north, there are significantly larger islands along both coasts[0]:
>> 16 Newfoundland | 108,860 square km | 42,030 square miles | Canada (Newfoundland and Labrador)
>> 43 Vancouver Island | 31,285 square km | 12,079 square miles | Canada (British Columbia)
>> 75 Hawaiʻi (Big Island) | 10,434 square km | 4,029 square miles United States (Hawaii)
[0]https://en.wikipedia.org/wiki/List_of_islands_by_area
(edited for clarity)