I don't believe that justification for one thing necessitates justification of another, tangentially related thing.

I don't agree with either thing being paywalled, but I also can see nuance on things being paywalled; if there is a legit service cost to the manufacturer associated for example.

You also have the option of paying up front for the optional heating. This has long been a pay-ahead-of-time option that you had to specify before the car was manufactured. They are now giving you the option of having a subscription instead, and putting the hardware in the car. In reality, nothing has changed because the same pay-ahead option is still there.

Does that answer your question, or is my answer not clickbaity enough?

Doubtful.

There are tons and tons and tons of things that HN type crowds like to think are good predictors of something but are really way below the noise floor.

There's way lower hanging fruit, like buying access to ALPRs data for "problem" stretches of road. IDK if insurance companies have openly admitted to doing that yet but the ALPR data sellers market as though it's a use case their customers have...