I'm a traditionally very paranoid, very DIY admin/hacker type. A knowledgeable friend turned my opinion to the cloud a few years ago. He simply asked me whether I had DLP, an IPS and enterprise-grade firewall for my home systems. With that line of questioning, he made me realize that no jerry-rigged home-built network system can hold a candle to the security and robustness of a cloud solution, even a mere consumer-grade OneDrive or BackBlaze or something like that. Since then I haven't really kept anything important on local storage. It's in the cloud, for better or worse now.