I have this feeling that with the increasing complexity and sophistication of the technical environment/tools we have in our hands, there is an increasing amount of people simply unable to cope with everyday challenges of modern society.
Of course, there have always been these kind of people, but in the old days they were easily identified groups of disabled and elderly people, who, most importantly, understood also themselves that they need help.
The bleak future I see that increasing amount of normal people with normal intelligence are just going to be financially destroyed, all while they themselves believe that they are fully qualified and justified to decide whether their money is "invested" in the next cryptard scheme, sent to a nigerian prince to get millions, or put in a crappy health insurance covering accidents once in a blue moon, instead of those damn government elite experts taking their money and actually providing health care and pension. And after they are destroyed, they become even more hostile against the "elite experts" who just seem to be laughing at their faces "told you so".
(To be extremely clear here: I believe intelligence is a highly multi-dimensional thing. And yu can be intelligent only in very limited dimensions. so practically all of us - me very much included - are morons in most of the dimensions. So I am not pointing here to any specific group, but all of us are vulnerable in some dimension. I may be able to above average avoiding certain kind of scams, but I am for sure vulnerable - even laughable stupid looking afterwards - for face-to-face friendly scams. Which, luckily to me, are typically not expensive.)
Unfortunately I have no good solution anywhere in sight. The best idea I have so far is to mock online the idiots who think Ayn Rand was a genius. I have to admit, though, that even that is likely to be useless even in the best case, so most of the time I try to just bite my lip.