I work for a crypto payments firm

We're getting there and you can already use our product at 50k+ stores in the US.

Even in this market, merchants are still interested. We launched new ones this week.

Comparing us to Visa or Paypal we are rinky dinky af, no denying that. But we are definitely growing.

Your lens of investment vs currency is also very US based. Consider countries that frequently experience huge rates of inflation. Non-fiat money can be valuable for them.