> therefore preventing those who want to build wealth from being able to buy a house and start doing so . . . . . . many people who start companies will often find funding to start, maintain, and/or grow their company by taking loans against their homes.
Let’s stop pushing the idea that buying a house always builds or increases wealth. There are many good personal reasons to buy a house and many alternatives to getting debt for ventures.
Your advice is only for those with a high risk tolerance.