With the current golden age of electrified last-mile transport, we're seeing the gap between innovation and regulation opening up wide -- now several years.
Real-world impact: I routinely get up to speeds on my e-bike that are, quite simply, dangerous. It's not that I never hit 25 miles an hour on my old road bike, it's that I spend so much more time hanging out at ~25mph on my ebike that potholes have gone from annoyance to mortal danger.
The risk is somewhat mitigated by the enormous tires and superior build quality on the braking system, but not entirely. I'm glad to have taken a motorcycle license training course, and heartily recommend that other early adopters think about voluntarily seeking out additional training (and I imagine e-* specific courses are available now, if not soon.) Not all good ideas come with mandates :D