Just because you haven’t found crypto helpful doesn’t mean it doesn’t have use cases.
Just because you haven’t found crypto helpful doesn’t mean it doesn’t have use cases.
Maybe the payment is related to, say, Cannabis, so companies like Wise would refuse to facilitate it [1], legal or not.
Or perhaps they've heard the stories of PayPal seizing funds with no explanation or recourse (e.g. [2]), and don't want to roll the dice on that.
Maybe they want to exchange currency at the actual market rate, rather than PayPal's 3-4% spread.
Or they might not want to wait forever for a two-sided ACH transfer (usually the cheapest option with e.g. Wise), or pay wire fees and still have to wait until Monday morning before a US bank will consider processing the transfer.
[1] https://wise.com/acceptable-use-policy
[2] https://arstechnica.com/tech-policy/2022/01/paypal-stole-use...