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I bought pizza probably a couple hundred times directly with cryptocurrency.

The payment flow was easier than using my card (because I didn't have to go find my card, authenticate the purchase in my banks shitty app as per "SCA", etc)

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You’d probably like ApplePay. A great payment flow and the protections of being able to charge back or rectify problems.

Also, no need to deal with insane price fluctuations and collapsing exchanges impacting the price of pizza.

Most people order their pizza on an app like DoorDash / Grubhub / Deliveroo / etc. Your credit card is saved once and then it's just one click to order.

I've used one of those (Deliveroo), and every time I order I have to go through the seven flaming hoops of strong customer authentication bullshit (opening my banking app, waiting for the thing to pop up, entering a code, accepting, going back to deliveroo...).

The UX is terrible. Unless you are in a country with poor credit card security like America.

Also, a lot of the better takeout places are moving off deliveroo/etc and just doing their own delivery drivers now.

I live in Finland now and use Wolt (a Doordash subsidiary). They store my credit card and are able to always charge without the authentication flow.

So it’s certainly possible in countries where strong authentication is the norm.

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