Also, the top institutions also offer substantial need-based aid, so the top-line tuition number is really only applicable to households with income over ~$200-$250K. At Harvard a family with $150K income will pay $15K, see https://college.harvard.edu/guides/financial-aid-fact-sheet I think this is typical across the Ivies. That's basically in-state tuition at UMass https://www.umass.edu/admissions/undergraduate-admissions/co...