And to have the gall of touting "overdraft protection" as though it were some sort of feature and not the solution to the problem they themselves invented
And yes, I have a checking account at one of the major banks, I also have a savings account that I keep zero money in because it was opened at the same time decades ago. Having a checking account doesn't seem to be a rip off, my money lands there and then transfers to better pastures. I just don't understand keeping any money in their savings account.
Like if I kept my emergency fund there rather than in a couple online banks, I'd basically be paying the retail bank $800+ a year. Sounds like a scam.