Three Texas Counties Created Personal Social Security Accounts and Prospered
forbes.com
forbes.com
In addition, whenever I see someone extolling "actively managed" retirement accounts, I go looking for all the "actively managed" accounts that got pounded over the same timeframe.
If you get enough people flipping coins, someone will get 8 heads in a row. That doesn't make them a genius. Someone will also get 8 tails in a row. That doesn't make them a dolt.