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I have both PS5 and a “gaming pc”. I find myself using PS5 for most of my games except for stuff like Civ and CK3.

Also find PS plus to be fantastic, i barely buy games anymore individually.

The hidden cost of a gaming pc is the time you inevitably spend keeping it working. The older I get the more I get annoyed by things that waste what time I have left. I game exclusively on my PS5 and XBox Series X and have no regrets about doing so. Every time I spend a few bucks more than I would on pc I just think about how much time I'm not wasting getting it to work at all. YMMV.

I only play single-player and couch co-op games, so I don't pay for PS Plus. As for the game prices, sales are less massive than on Steam but still frequent. Just create your watchlist on psprices.com.

The only thing I really miss is modding, especially quality-of-life improvement mods.