Specifically which CPU/RAM and display option?
I've just got a new X1 Carbon Gen10 with i7-1260P/32GB/WWAN/OLED screen, and it's one of the quietest laptop I ever used.
I did heard sometimes coil whine on my old Gen4 X1 Carbon, but not that it was super annoying.
I initially was spooked by the reports that 12gen Intel processors are not a good fit for an ultra-portable and may overheat and be too noisy, but that's not the case.
Did you had the same problem under Windows? Maybe it's some Linux-related problem?
In my case the only problems so far that webcam (that comes with OLED screen) and Fibocom modem are not yet supported under Linux ...