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Comment by joncp | Hacker News Reader

I wonder, does someone maintain a list of banks and credit unions that strive for modern security? It might affect my choice of banks.

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https://2fa.directory/us/#banking

I got a TOTP card from Bank of America like 10 years ago. Ended up screwing me a bit when I lost it and then couldn't make changes to my account... I personally kinda hate 2FA now.

https://2fa.directory/us/#banking

Only two banks on that list do not support SMS: Credit Suisse and Mercury (my employer). Banking is sad.

I think banks that do support SMS in addition to TOTP are also fine. Still, those are pretty rare as well.

Wondering if there's a similar list for European banks.

UPD: there's link to https://2fa.directory/int/#banking on the U.S. page

If you qualify (you’re a vet or anybody in your immediate family is), navy federal is pretty friendly with both global access and multiple 2FA options including SMS to Google voice. Their primary customer base is armed forces who will login from abroad and not have access to normal SMS.

I have the same issue in Canada. The bank I was using dropped support for email 2FA and only supports SMS now. I look at the alternatives and they all only support SMS or a custom app. There are a few that don't support 2FA at all which I assume just means that they are slow and will push me into SMS 2FA in a few years.

I would love to switch to a bank that supported TOTP.

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