I think most Europeans would be shocked by the cost of having a baby in the US. See 'A typical American birth costs as much as delivering a (UK) royal baby' [1]
[1] https://www.economist.com/graphic-detail/2018/04/23/a-typica...
[1] https://www.economist.com/graphic-detail/2018/04/23/a-typica...
1. The actual cost
2. What is charged
As a father of two here in the UK and one birth requiring serious surgery I have no clue at all what the cost was. Why? Because our National Health Service did not send me a bill because the charge was zero.
Cost? All the medical staff were going to be paid anyway, all equipment was there and powered on, all drugs used were already budgeted for. So the 'cost' was all part of the service.