That makes sense. But even if you’re one of the world’s richest people and decide for some reason to retire just on the savings of a FAANG engineer, you still eventually die and your assets must be sold or passed on to others. Someone is going to cash out.

I just don’t understand how once you reach a certain level of wealth you are functionally locked out of ever accessing it except on paper. Someone must have kept their wealth or cashed out (one way or the other) at some point. It feels like, if true, no business would ever exist more than 30 years but clearly there are many businesses that have.