You gotta wonder how long until normies have had enough and just stop living / going to SF.
And still I have wealthy friends in tech speak of how “it’s really fine these people leaving are just racist.”
The level of contempt with which the laptop class treats the middle is astounding.
Edit: oh, and I accidentally stepped on (and broke) a crack pipe on the sidewalk and had to run from the angry person it belonged to. Remind me to refuse to accept another business trip there.
Ideology dictates how people respond to reality. They will insist crime is not bad. They will dig up statistics to fit their narrative -people are over reporting, people are underreporting- anything to deny that property crime is actually worse.
Yes the 80s were bad. You’d get mugged is some parts of the city. However B&E, crime against vehicles and shoplifting were not at the levels today. They insist it’s people who are starving who steal ignoring that it’s organized gangs doing this.
Without care this can turn into North American Sao Paolo where people have compounds with armed guards in the wealthy neighborhoods and the middle class suffer street crime.
For example a health policy requiring health check-ups, or insisting on security or safety measures for a home policy. Or, in a weaker form, giving a discount if the customer can demonstrate they are reducing their risk.
There's also the direct intervention side: in theory, an insurance company covering people in an area for theft could lobby for improved policing. Or a car insurance company could lobby for car safety measures. In practice though they probably prefer the higher risk as that brings higher premiums...