>fact that it has become completely disconnected from real world value

Yes, but in this post I really mean "banking". As someone born in a rural area in a 3rd world country, I've seen how people struggle to interact successfully with the banking system. To this day, my documents are a mess but are finally in order enough.

I would love for the promises of DeFi to happen. Cheaply send remittances to my relatives? No more navigating KYC laws that always want the particular document I don't have, and not worry about PayPal just randomly shutting off my account and taking my money?

But DeFi doesn't really do this imo. As I put it in the post, it's like trying to solve loneliness with Omegle. It makes sense kinda but just isn't the right path forward.