If the economy and the ability for my employees to work we're the same, then indeed it would have been bonus money for me.

However because of covid cash flow issues, I would have had to fire half of my employees without the loan and the payback. That would have sucked for all of us.

Frankly, as I see it, the PPP program was better than the alternatives as my employees didn't wind up on unemploymet.

In one way the PPP is a bad idea as it doesn't let the market correct itself as well as it might - perhaps my company is too fragile. However, we then to not like to see people starving and losing their homes. Clutters up the sidewalks.