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I just emailed Gusto to find out if they are sharing data with Equifax. I did not see a way to opt out in the employer or employee interface.

Gusto never responded. That is quite incriminating to me (you can't plea the 5th in the marketplace).

I work at a company using Gusto and Equifax did not have my data from my current employer, you should be ok.

Kudos to Gusto for not following the lead of less scrupulous payroll providers.