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I guarantee that kids who grow up to be financiers won't be a significant fraction of the 87%. Just like kids wearing Air Jordans when I was in school didn't all grow up to be pro ball players.

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It's at least arguable that kids that grow up with the means to afford new iPhones will be more likely to have the means to go to a good college.

No disagreement there, but cargo-culting the iPhone isn't going to give poor kids rich parents

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