I’ve heard this a lot, but my experience is actually very different using Anki to study medicine. While I agree creating cards definitely helps with memory, it’s extremely time consuming. If I need to memorize several chapters of material, I might give up if I had to create flash cards for all that content manually.
For medical students, there’s a fixed number of study resources that create a shared knowledge context for everyone using them. Anki decks are created from these resources and shared. In this case, shared decks are actually useful, high quality, and closely cover the material.
It’s much more efficient to use these premade decks - in the time it would take me to create one card I could have reviewed 5. If you have high quality decks, you can really optimize time spent on active recall by doing flashcards.