Ask HN: PayPal refuses to remove credit card after permanently limiting account

Recently I opened a PayPal account because I wanted to pay for something online. Imagine my surprise that immediately after I completed the registration for PayPal they permanently limited my account for breaching their Terms of Service. I called their customer support to enquire on this and found out it was because I was using a VPN connected to a different country. I was informed that sending photoes of my identification card for verification would be able to resolve this but just found out this morning that the appeal was rejected. Further calls to customer service is just being stonewalled with saying there's nothing they can do.

Here's what limiting my account does: - unable to use PayPal's service - can't close the account or open a new one - unable to remove my credit card

To be honest I don't really mind if I can't use PayPal anymore but am very concerned that I can't remove my credit card information. In a message to me they mentioned they would still charge my card if there are any repayments to be made. While the account doesn't have any pending purchases due to being limited immediately, I am very worried that they would charge or fine my card continuously for any small thing in the future. While I'd like to believe they wouldn't charge my card for no reason, I lost a lot of faith in them after they limited my account for no reason either.

So my question is there anything I can do to protect myself from PayPal? I considered just calling my bank and telling them to block any charges from PayPal. One thing that worries me sick though is that in their message to me, they mentioned they would use any legal means necessary to collect any debt from me. Are there any people or organisations I could seek out for help on this?

Some extra info: - I'm not a US or EU citizen so I don't have any protection from laws there unfortunately. - I tried to purchase a subscription for an AI image generator, NovelAI. So I wasn't buying any illegal stuff. - I used to have an account with PayPal using the same email. I never had any issues with it but decided to close the account a long time ago as I didn't use it much anymore.