I'm not in the US, and I have about the same subscriptions (I also have Netflix). YouTube Premium, while expensive, granted, is the streaming service I get the most joy from. Netflix I would cancel in a heartbeat, if they crack down on sharing of logins, I only maintain that because my sister and sister in-law use it. HBO... My wife likes so, we keep it.
There is NO WAY that I'm going back to ad based streaming, or TV for that matter. If I forget to login to YouTube, or have to watch local TV programming with ads I get super angry, it is god damn awful. It's offensive and obnoxious.
One interesting thing I have notice, in regard to YouTube: While some channels are absolute garbage, professional YouTubes have better storylines and better editing that national broadcasters in Denmark. There's one or two good shows, but modern programming on Danish TV is terrible. There's no sense of storytelling, there are jump-cuts everywhere and camera handlings is subpar to be honest. I am amazed what some YouTubers are able to produce, it's well researched, it's filmed beautifully, storytelling right on point and the editing is just beautiful. Not saying that there isn't a lot of low budget and low quality, but when a channel like Bald and Bankrupts was able to outshine a national broadcast on all measures that matter to me, on a weekly basis, there's something wrong.